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Single Euro Payments Area (SEPA) – Business Customers

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The Single Euro Payments Area (SEPA) is a European-wide initiative to standardise the way retail electronic payments are made and processed in euro. Using SEPA, payments throughout Europe can be as fast, safe and efficient as when using national payment systems. SEPA enables customers to make payments (Direct Debits, Credit Transfers) to anyone located within […]

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Single Euro Payments Area (SEPA) – Personal Customers

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The Single Euro Payments Area (SEPA) is a European-wide initiative to standardise the way retail electronic payments are made and processed in euro. Using SEPA, payments throughout Europe can be as fast, safe and efficient as when using national payment systems. SEPA enables customers to make payments (Direct Debits, Credit Transfers) to anyone located within […]

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SEPA Rulebooks and Useful Links

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The support documents provided below are for guidance and to assist in the interpretation of the SEPA Rule Books and Implementation Guidelines. Creditors should always consult with their bank for information on the SEPA payment schemes. BPFI does not accept any responsibility for any loss or damage caused or suffered by any person who relies […]

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Access to Cash Bill – JOC Opening Statement

Opening Statement by Brian Hayes, Chief Executive, Banking & Payments Federation Ireland at the Joint Committee on Finance, Public Expenditure and Reform, and Taoiseach – Tuesday 27th February 2024 The payments landscape in Ireland and indeed globally has changed significantly over the past ten years with a huge shift to digital payments and online banking […]

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BPFI Mortgage Approvals – October 2022

Growth in mortgage approvals to almost €1.5bn in October driven by sharp increase in switching activity – latest BPFI report Thursday 24th November – Banking & Payments Federation Ireland (BPFI) has today published the latest figures from the BPFI Mortgage Approvals Report for October 2022. The following are the key elements: A total of 5,349 […]

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SME Market Monitor – October 2021

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Rising energy cost and lower than expected BER ratings on non-domestic buildings will see businesses focus on energy efficiency CSO data on Building Energy Rating (BER) shows only 21% of non-domestic buildings constructed between 2015 and 2021 received an A rating compared with 97% of domestic dwellings constructed during the same period Imperative that SMEs […]

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BPFI Payments Monitor – Contactless Update July 2021

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Electronic payments continued to grow strongly as Covid restrictions were eased and business activity increased Online and mobile banking payments grew by 15% year on year to 32 million in Q2 2021 Contactless payments hit new daily high in July with over 2.5 million payments made per day worth €40.5 million 10TH September 2021 – […]

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BPFI Payments Monitor – Q2 2021

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Electronic payments continued to grow strongly as Covid restrictions were eased and business activity increased Online and mobile banking payments grew by 15% year on year to 32 million in Q2 2021 Contactless payments hit new daily high in July with over 2.5 million payments made per day worth €40.5 million 10TH September 2021 – […]

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